National Finance Limited offers SME loan to the women entrepreneurs under the purview of Bangladesh Bank SME development guidelines. The scheme covers wide-spread of financing facilities with soft term, tolerable rate and affable deal, like –
Lease Finance for procuring capital machinery.
Lease Period: 2 – 5 years payable on monthly rental basis
Extent of Finance: 80% of the acceptable value of the leasable machinery.
Collateral free limit: up to BDT 2.5 million
Rate of interest: 10% p.a.
Term loan to meet long / medium term capital expenditure that includes both fixed and working capital requirement.
Amount of Finance: BDT 0.50 million to 5.00 million
Loan Period: 2 – 5 years
Collateral free limit: up to BDT 2.5 million
Rate of interest: 10% p.a.
Working capital loan to small and medium enterprise to meet recurring business expenses.
Extent of Finance: Maximum 70% of additional working capital requirement.
Loan Period: As per business cycle of the enterprise but not exceeding 12 months.
Mode of repayment: Monthly or quarterly installment basis.
Collateral free limit: up to BDT 2.5 million
Rate of interest: 10% p.a.