Earn First Deposit Scheme (EFDS)

Features :

  • Minimum Deposit: 1,00,000
  • Minimum Tenure: 12 Months
  • Mode of Interest Payment: Upfront (Yearly Basis)
  • Effective Interest Rate is higher than prescribe rate
  • Renewal Deposit: Principal only
  • Loan against Deposit: Available
  • Govt. tax/Duty/ED & other if applicable will be deducted from gross interest
Tenure Base Amount(TK) Gross Interest
12 months 100,000  10,250
24 months 100,000  20,500


*Effective from Fenruary 19, 2023.

Interested in opening a  Monthly Income Account with NFL? Please click on the "Download Form" link on the left panel of the screen to get the necessary forms.

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Loan/Lease

FDR with Simple Interest

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